I’m a Veteran and Want to Go Back to School to Teach But Get My Loans Forgiven

Question: Dear Steve, Applying for missing benefits, orders, and Voc Rehab. No income while awaiting I.T. school and transition. Loans compounding since 1991. Navy Veteran of 25 years looking to teach STEM courses and leadership. Are there any loan forgiveness and cancellation programs? I can not make 120 on time, monthly payments. Thank you for … Read more

How Can I Get My Student Loans Forgiven as a Teacher

Question: Dear Steve, I took out 80k. I have been paying my loan consistently for 20 years. I applied for teacher repayment but was denied because my loan was pre 1998. I graduated in 1996. I just attempted to apply for the Public Service Loan Forgiveness program, but was told that I do not qualify … Read more

Why Am I Having Such a Hard Time Getting Teacher Loan Forgiveness?

Question: Dear Steve, I keep trying to get teacher loan forgiveness. Sometimes it seems like I will be approved, then they want some petty thing. They say loans are too old. Some from community college back in 1985. I consolidated all of them so now the oldest date is 2004. Wouldn’t I be eligible since … Read more

Texas Guaranteed is Preventing Me for Getting Getting My Student Loans Forgiven as a Teacher

Question: Dear Steve, I have been a teacher since 1995. I have always worked for a title 1 school. I paid on my student loans for over 11 years (67k) after having the loans consolidated after the loss of my Dad where I had a to have a forbearance. So, I continued to pay under … Read more

4 Loan Forgiveness Programs for Teachers

1. Public Service Loan Forgiveness (PSLF) Program Forgives the remaining balance on your Federal Direct Loans after 120 qualifying payments (10 years). Here are some highlights: This program has the broadest employment qualification requirements of the federal programs listed—it doesn’t require that you teach at a low-income a public school, or even be a teacher. … Read more

Which Repayment Plan Will Be Best to Get My Student Loans Forgiven as a Teacher

Question: Dear Steve, First year English teacher with $46,500 student loan debt Please advise me on the best repayment plan for me on my student loan debt. I will qualify for the Public Service Loan Forgiveness after 10 years. Should I do REPAYE, PAYE, IBR, or ICR? Thank you! Jacquie Answer: Dear Jacquie, Thank you … Read more

I’m a Teacher, Pregnant, and Trying to Pay Off Student Loans

Question: Dear Steve, I graduated in 2008 with $8000.00 on a private loan through Sallie Mae, which has become Navient. This is a private loan company. I also have federal loans, but those seem to actually be going down, and I am eligible for teacher loan forgiveness on the federal ones. I am on income-based … Read more

I’m a Teacher and Afraid to Settle My Navient Private Student Loan

Question: Dear Steve, Public school teacher with public and private loans. My federal loans are now on the 10 year loan forgiveness plan after I consolidated all of my federal loans with the government and away from Sallie Mae. Unfortunately, none of the Sallie Mae payments counted toward the 120 consecutive payments, but I’m also … Read more

I’ve Been a Lifelong Educator and Want My Loans Forgiven

“Dear Steve, I have many student loans from being a foster child and providing for my own education. As a teacher and principal, then special education autism specialist, you are always having to get more credentials, thus I ended up going back to school and getting several masters and almost my PhD. I tried to … Read more

Sallie Mae Won’t Forgive My Teacher Loan. – Mona

“Dear Steve, I have been paying on my student loans with Sallie Mae for almost 15 years. I have a perfect payment history, no defaults, no late payments, PERFECT! I took the bare minimum of a loan which is down to $26,000. Before going to graduate school, Sallie Mae told me that I would get … Read more

I’m a Kindergarten Teacher With $100K in Student Loans

“Dear Steve, I went to a private, out if state, christian college and I am not a kindergarten teacher. I currently have over $100,000 in both federal and private loans all from Salliemae. I’ve been looking for the past 3 years (since I started paying my loans off) for a way to fix this problem. … Read more

Public service loan forgiveness as a school principal. – Jim

I have about $190,000 student loans-government backed- I capped the $148,500 and then got PLUS loans for graduate school. I am looking at the “public sevice loan forgiveness” option as I am a principal at a public school. What I do not understand is if you have to make 120 payments based on a ten … Read more

I Work in a Title I School. Can I Get My Student Loans Forgiven? – Susan

“Dear Steve, I have a bacholars degree and a Masters, M.Ed. and I am a high school counselor. I passed the state tests and could teach psychology and sociology. However, I am a high school counselor and have been for 8 years. I have worked in two different high schools both of which are title … Read more