I have spoken with a company called Integrity Debt Resolution (www.integritydebtresolution.com) and I am concerned with some of the information I was given and the promises made.
They claim that they have a “unique” way to dissolve my gov’t student loans and my credit card debt in just 18 months. This sounds terrific and is exactly what I’m looking for, but am wondering if it’s too good to be true.
I was also taken aback that the contract Integrity Debt Resolution sent to me doesn’t have their company name on it at all, but rather a company called “Debt Pro 123.” Is this legit? Any information is appreciated. Thank you.
Let me sum this up for you in one word, BULLSHIT.
I visited their site and saw the promise they made:
Our programs set us apart from the competition by the different types of debts included under our options- especially Student loans (private and federal), cash call loans, pay day loans, gas cards, business loans, unsecured lines of credit and more. In addition, our debt resolution process includes complete credit restoration and legal insurance at no additional cost! Integrity Debt Resolution, LLC understands the importance of keeping good credit and we stand by our services as does your attorney general, the Federal Trade Commission (FTC), United States Organization of Bankruptcy Alternatives (USOBA), and The Association of Settlement Companies (TASC). – Source
I really like the statement how they stand by their services and appear to give the impression they are a member of The Association of Settlement Companies (TASC), they are not. – Source
Integrity Debt Resolution was incorporated in Oregon on January 25, 2010 and lists an apartment complex as their mailing address. – Source
DebtPro123 is a backend processor who attract resellers of their services. My bet is that Integrity Debt Resolution is really nothing but a reseller operating out of an apartment.
Integrity Debt Resolution also makes claims that it can eliminate debt using contract nullification, novation, or subordination tricks which have been wildly discredited. – Source
In fact, Integrity Debt Resolution is NOT a registered debt relief company in Oregon. I would urge you to fill out this online complaint form for the State of Oregon and report what appears to be an illegal debt management company. I did a search for them in Oregon. The results are below.
My opinion, run fast, run far, but run away from anything this company has to say or promise.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.