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I’m Working With Oak View Law Group But Getting Scared. – Debb

“Dear Steve,

I signed up with Oak View Law Group for debt consolidation. I have about $33,000 in credit card debt. I am getting really nervous. I have not paid my creditors for almost four months as I am paying Oak View instead. This feels very strange of course. I have no complaints as yet, but it is hard to be getting phone calls and now letters from creditors that demand payment and threaten legal action. (I have not answered these as i am under the impression I don’t need to.)I look forward to getting this settled and being able to move forward with paying off a hopefully settled amount of debt. I am now afraid I should have called my creditors myself and tried to settle. I have a good job, but my son and daughter in law are facing a medical crisis with my Granddaughter and I am trying to help them. Thus the need for debt consolidation. I want to believe this process will work and i know it takes time, but i am getting pretty scared.

What should I do next? Do creditors usually work with groups like Oak View or will they just go after me? How will i know it is working?

Debb”

Dear Debb,

Working with Oak View Law Group or any debt settlement company it does not relieve you of your contractual responsibilities with your creditors. If you do not send at least the minimum payment to your creditors then they will come after you.

Any creditor at any time could avail themselves of any remedy for non-payment under law including suing you, obtaining a judgment and garnishing your wages.

You should contact your creditors directly if you are concerned about being sued and also contact Oak View to let them know what your creditors said. Sending payment to the settlement company instead of the creditor isn’t a reasonable excuse for the court.

If you unable to save money quickly to pay these debts then you should click here to find a local bankruptcy attorney and go talk to them about how bankruptcy can shield you from getting sued and eliminate your debt.

Debt settlement is not a one size fits all approach and in your case it might just not be the best solution for you considering the underlying situation.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Speshlk0510

    I had a very good experience with OVLG. I researched debt settlement companies and due to their BBB good rating and customer testimonials at their website, decided to engage their services. They were very clear up front about their fees, what the process was, and how it all worked. We were moving along getting agreements from creditors for the debt settlements when I became very ill and couldn’t work full time any longer, also had very high medical debts and RX costs so couldn’t make the payments. I managed to settle a couple of the smaller debts on my own and thought that was better than waiting (it does take a while to build up the trust account and payoff the creditors, it’s not a quick process) so requested OVLG to refund my money. I even suggested they keep an amount we could settle on for the work they’d done so far (even though no debts had been settled yet, I thought that would be fair to them) and they were more than generous. They gave me back every penny of the money in my trust account! Their service was prompt, attentive, and I would highly recommend their services. I found them to be courteous and ethical. Anyone looking for a quick fix to their debt problems probably shouldn’t use a debt settlement company, but anyone in a situation that has the time to work out the program, I highly recommend OVLG :-)

  • Speshlk0510

    I had a very good experience with OVLG. I researched debt settlement companies and due to their BBB good rating and customer testimonials at their website, decided to engage their services. They were very clear up front about their fees, what the process was, and how it all worked. We were moving along getting agreements from creditors for the debt settlements when I became very ill and couldn’t work full time any longer, also had very high medical debts and RX costs so couldn’t make the payments. I managed to settle a couple of the smaller debts on my own and thought that was better than waiting (it does take a while to build up the trust account and payoff the creditors, it’s not a quick process) so requested OVLG to refund my money. I even suggested they keep an amount we could settle on for the work they’d done so far (even though no debts had been settled yet, I thought that would be fair to them) and they were more than generous. They gave me back every penny of the money in my trust account! Their service was prompt, attentive, and I would highly recommend their services. I found them to be courteous and ethical. Anyone looking for a quick fix to their debt problems probably shouldn’t use a debt settlement company, but anyone in a situation that has the time to work out the program, I highly recommend OVLG :-)

  • AlexV

    From one industry professional to another. I truly appreciate your effort to help consumers rectify their issues.
    Too many times good companies are painted with the same broad stroke of the industry while true professional will ALWAYS step up to the plate.
    Great Work
    Alex Viecco
    VP/Co-Founder
    New Era Debt Solutions

  • Virendra Kalani

    Dear Anon,

    I am the president of Oak View law group and I take serious objections and will try my best, including returning all the fees collected to address your anger. Please understand that what you write on these blogs determine the livelihood of my hard working employees. Please maintain a balanced perspective.

    I will start by addressing each one of the points that you have raised one at a time:

    You wrote “OVLG is not a California company” and “They are not legit”

    Please see:
    http://www.ovlg.com/styles/oak
    You can also search for us by name at the CA Sec of State website at http://kepler.sos.ca.gov/cbs.a… Our entity number is C2941394

    You wrote “charge exorbitant rates” and “are VERY expensive”

    Our fee structure is publicly available for everyone to see at:
    https://www.ovlg.com/services/
    We have one of the lowest fees in the industry.

    You wrote:
    “They claim they have a “100% Money Back Guarantee” but have refused to refund out money”

    PLEASE email me at kalani@oakviewlaw.com your identity and I will process your refund the same day. I sincerely apologize if your personal client relationship associate has refused to return you the money and if you can provide me with some proof I will fire the employee and close loopholes in the process.

    You wrote:
    “They knew all about the lawsuit and did not tell us, even though we were in direct conversation with them several times.”

    I sincerely apologize if this really happened. I will give you $500 if you can give me some documentary proof of this happening. Each client of OVLG gets a secure client area and OVLG has a separate mail department whose job is to upload all communication from the creditors to the secure client area. I really want to close the loopholes that might have led to your dissatisfaction. Also OVLG will represent you in the lawsuit free of charge.

    You wrote
    “They are out of India”
    You are absolutely right that our customer service is run out of India. The Indian name of each of our Indian employees is mentioned on our website at:
    https://www.ovlg.com/contact-u

    “The attorney they list has been suspended several times.’
    I am the owner of OVLG and I have been never been suspended. We have attorneys in over 30 states and of them only 1 attorney has been suspended in the past. Our CA attorney Mr. Marman was suspended in 1995 and that same suspension order was re-invoked in 1998 and 2000 for a mistake he made in 1994. Joseph is a colleague of mine, I respect him and like working with him. He made a mistake in 1994 and has repented for it.

    I apologize once again if there was any mistake from our side. To reiterate please tell me your identity over a private email to kalani@oakviewlaw.com and I will:
    1. Process refund of all money collected from you the same day. No questions asked.
    2. Give you a reward of $500 if you can give me some documentary evidence of you not being informed of the lawsuit by your personal client relationship associate.
    3. I will fire your personal client relationship associate.
    4. OVLG will represent you in the lawsuit free of charge.

    Please understand that we have had problems with competitors posting false allegation on the internet. I understand that your problem might very well be real and my company might have dropped the ball. If so I will do all I can to fix the loop holes to make sure it does not happen again. Also please see https://www.ovlg.com/testimoni… to maintain a balanced perspective.

    Sincerely,

    V. Kalani
    President, OVLG
    kalani@oakviewlaw.com

  • Kalani

    Dear Anon,

    I am the president of Oak View law group and I take serious objections and will try my best, including returning all the fees collected, to address your anger. Please understand that what you write on these blogs determine the livelihood of my hard working employees. Please maintain a balanced perspective.

    I will start by addressing each one of the points that you have raised one at a time:

    You wrote “OVLG is not a California company” and “They are not legit”

    Please see:
    http://www.ovlg.com/styles/oak
    You can also search for us by name at the CA Sec of State website http://kepler.sos.ca.gov/cbs.a… Our entity number is C2941394

    You wrote “charge exorbitant rates” and “are VERY expensive”

    Our fee structure is publicly available for everyone to see at:
    https://www.ovlg.com/services/
    We have one of the lowest fees in the industry.

    You wrote:
    “They claim they have a “100% Money Back Guarantee” but have refused to refund out money”

    PLEASE email me at kalani@oakviewlaw.com your identity and I will process your refund the same day. I sincerely apologize if your personal client relationship associate has refused to return you the money and if you can provide me with some proof I will fire the employee and close loopholes in the process.

    You wrote:
    “They knew all about the lawsuit and did not tell us, even though we were in direct conversation with them several times.”

    I sincerely apologize if this really happened. I will give you $500 if you can give me some documentary proof of this happening. Each client of OVLG gets a secure client area and OVLG has a separate mail department whose job is to upload all communication from the creditors to the secure client area. I really want to close the loopholes that might have led to your dis-satisfaction. Also OVLG will represent you in the lawsuit free of charge.

    You wrote
    “they are out of India”
    You are absolutely right that our customer service is run out of India. The Indian names of each of our Indian employees is mentioned on our website at:
    https://www.ovlg.com/contact-u

    “The attorney they list has been suspended several times.’
    I am the owner of OVLG and I have been never been suspended. We have attorneys in over 30 states and out of them only 1 attorney has been suspended in the past. Our CA attorney Mr. Marman was suspended in 1995 and that same suspension order was re-invoked in 1998 and 2000 for a mistake he made in 1994. Joseph is a colleague of mine, I respect him and like working with him. He made a mistake in 1994 and has repented for it.

    I apologize once again if there was any mistake from our side. To reiterate please tell me your identity over a private email to kalani@oakviewlaw.com and I will:
    1. Process refund of all money collected from you the same day. No questions asked.
    2. Give you a reward of $500 if you can give me some documentary evidence of you not being informed of the lawsuit by your personal client relationship associate.
    3. I will fire your personal client relationship associate.
    4. OVLG will represent you in the lawsuit free of charge.

    Please understand that we have had problems with competitors posting false allegation on the internet. I understand that your problem might very well be real and my law firm might have dropped the ball. If so I will do all I can to fix the loop holes to make sure it does not happen again. Also please see https://www.ovlg.com/testimoni… to maintain a balanced perspective.

    Sincerely,

    V. Kalani
    President, OVLG
    kalani@oakviewlaw.com

  • Anon

    Oak View Law Group is NOT a California company, they are out of India. They make a phone call or two and charge exorbitant rates. They dropped the ball and we got sued by a creditor, even though they told us they were “taking care of” everything. Their website states they are in California — they are not. The attorney they list has been suspended several times. They claim they have a “100% Money Back Guarantee” but have refused to refund out money. While they talk a nice game and seem cordial and may be able to settle a few debts, you may be able to settle this on your own and save A LOT of money. They are not legit and are VERY expensive. We are at a loss right now because they are actually in India. They knew all about the lawsuit and did not tell us, even though we were in direct conversation with them several times. I’d be very leery.

  • Anon

    Oak View Law Group is NOT a California company, they are out of India. They make a phone call or two and charge exorbitant rates. They dropped the ball and we got sued by a creditor, even though they told us they were “taking care of” everything. Their website states they are in California — they are not. The attorney they list has been suspended several times. They claim they have a “100% Money Back Guarantee” but have refused to refund out money. While they talk a nice game and seem cordial and may be able to settle a few debts, you may be able to settle this on your own and save A LOT of money. They are not legit and are VERY expensive. We are at a loss right now because they are actually in India. They knew all about the lawsuit and did not tell us, even though we were in direct conversation with them several times. I’d be very leery.

    • Virendra Kalani

      Dear Anon,

      I am the president of Oak View law group and I take serious objections and will try my best, including returning all the fees collected to address your anger. Please understand that what you write on these blogs determine the livelihood of my hard working employees. Please maintain a balanced perspective.

      I will start by addressing each one of the points that you have raised one at a time:

      You wrote “OVLG is not a California company” and “They are not legit”

      Please see:
      https://www.ovlg.com/styles/oakviewlaw/img/ca-bar-regn.jpg
      You can also search for us by name at the CA Sec of State website at http://kepler.sos.ca.gov/cbs.aspx. Our entity number is C2941394

      You wrote “charge exorbitant rates” and “are VERY expensive”

      Our fee structure is publicly available for everyone to see at:
      https://www.ovlg.com/services/fees.html
      We have one of the lowest fees in the industry.

      You wrote:
      “They claim they have a “100% Money Back Guarantee” but have refused to refund out money”

      PLEASE email me at kalani@oakviewlaw.com your identity and I will process your refund the same day. I sincerely apologize if your personal client relationship associate has refused to return you the money and if you can provide me with some proof I will fire the employee and close loopholes in the process.

      You wrote:
      “They knew all about the lawsuit and did not tell us, even though we were in direct conversation with them several times.”

      I sincerely apologize if this really happened. I will give you $500 if you can give me some documentary proof of this happening. Each client of OVLG gets a secure client area and OVLG has a separate mail department whose job is to upload all communication from the creditors to the secure client area. I really want to close the loopholes that might have led to your dissatisfaction. Also OVLG will represent you in the lawsuit free of charge.

      You wrote
      “They are out of India”
      You are absolutely right that our customer service is run out of India. The Indian name of each of our Indian employees is mentioned on our website at:
      https://www.ovlg.com/contact-us/people.html

      “The attorney they list has been suspended several times.’
      I am the owner of OVLG and I have been never been suspended. We have attorneys in over 30 states and of them only 1 attorney has been suspended in the past. Our CA attorney Mr. Marman was suspended in 1995 and that same suspension order was re-invoked in 1998 and 2000 for a mistake he made in 1994. Joseph is a colleague of mine, I respect him and like working with him. He made a mistake in 1994 and has repented for it.

      I apologize once again if there was any mistake from our side. To reiterate please tell me your identity over a private email to kalani@oakviewlaw.com and I will:
      1. Process refund of all money collected from you the same day. No questions asked.
      2. Give you a reward of $500 if you can give me some documentary evidence of you not being informed of the lawsuit by your personal client relationship associate.
      3. I will fire your personal client relationship associate.
      4. OVLG will represent you in the lawsuit free of charge.

      Please understand that we have had problems with competitors posting false allegation on the internet. I understand that your problem might very well be real and my company might have dropped the ball. If so I will do all I can to fix the loop holes to make sure it does not happen again. Also please see https://www.ovlg.com/testimonials/ to maintain a balanced perspective.

      Sincerely,

      V. Kalani
      President, OVLG
      kalani@oakviewlaw.com

      • AlexV

        From one industry professional to another. I truly appreciate your effort to help consumers rectify their issues.
        Too many times good companies are painted with the same broad stroke of the industry while true professional will ALWAYS step up to the plate.
        Great Work
        Alex Viecco
        VP/Co-Founder
        New Era Debt Solutions

  • Linda

    I recently contacted Oak View Law Firm as a solution to settle my debt. I read Deb’s posting and am now hesitant.

    Since they are a law firm, I was under the impression the process would be fairly quick to settle. I don’t want to be stressed out for months while awaiting for them to make settlements with my creditors.

    I wonder if the poster “Deb” can give an update on her settlement status.

    Thank you

  • http://www.ovlg.com Nick Denton

    Dear Debb,

    I understand that you are getting scared. I want you to know that your personal client relationship associate is there to support you. Please give your personal client relationship associate a call.

    If you have any problem that your personal client relationship associate cannot handle please feel free to give me a call at my direct line 916-745-8104 or send me an email at nick@oakviewlaw.com I want to make sure that you get the best possible service.

    Thanks,

    Nick Denton
    Client Relationship Manager, OVLG
    nick@oakviewlaw.com
    916-745-8104

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