I’m in a bind, where I’m having trouble paying two massive (29.99 percent) credit card bills and have lots of other expenses (three kids and their assorted expenses). I got a solicitation that, after calling the 877 number and asking as many questions as I could, turned out to be from Legal Helpers Debt Resolution.
I’m dubious, because the solicitation said nothing about the company, had an “official” looking seal and a Washington DC address, and a pitch that started out “With the recent passage of the Economic Stimulus Act of 2009 on February 1st a Consumer Debt initiative was created bo assist consumers like you to become debt free in as little as 12-36 months.” I’m relatively well-informed, and I even don’t know what they’re talking about. After making two or three calls to them for more information, I now have four different phone numbers, a weird excuse for the Chicago firm not being on the BBB list and a statement that, if I qualified, they would charge 15 percent of the settlement and a $500 retainer…
Is that fair? Are these people for real? I have no way of knowing. I’m so confused. And while I liked them the first time I talked to them, I’m really nervous now. Is it worth pursuing?
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