While many are worried about falling behind a bit on bills and the fear of a debt collector calling is a constant worry, now and in the coming months it is estimated that 4 Million American’s are going to lose their unemployment insurance benefits.
Some say the unemployment benefits extension that Congress past previously that extended benefits for up to 99 weeks was a blessing in a down economy. More conservative members have labeled those funds as wasteful.
Once you close the door on the past unmanageable debt the next step is to move forward. My advice is to take any job, any part-time job, and any opportunity to earn money. In reality the money becomes the secondary benefit. The primary benefit is that activity breads opportunity and being out among others, with a purpose, creates a better chance of finding your new future and building on the opportunities presented by any job. I’ve been there. I’ve worked some of the worst temporary jobs you can imagine but in the end, they were all a stepping stone in the right direction.
And if you are out of time and unemployment benefits, there is still some potential free help available to assist you to file bankruptcy. Visit the Bankruptcy Pro Bono Resource Locator to find a local office that might be able to assist you.