I have two issues that are nw affecting my debt. The first one is that I accumilated roughly 60k in debt due to a lenthy divorce in which I was left with one my childs medical bills along with the financial responsibilty of both childrens future medical exspenses. This along with having to rebuild a home for them and myself, having left everything with former spouse. I have also had some serious medical expenses myself. Secondly I have recently married a young lady who took on the debt from her former marriage just to get out and shortly there after she lost her job leaving her stranded financially. Thus the total is roughly 100k. The only payments being made were those towards my debt although they were the minimal amount they were being made and on time.
I have been approached by two different companies to assist. The first is a debt consolidation company Impact Debt Solutions and they indicate that in 4 yrs and at $1300.00 a month my debt will be resolved, but obivously not my credit rating. The second is Wites & Kapetan, P.A. here in Florida. They indicate that at $1500.00 a month in 4 years I will see the same results but with legal reprsentation if needed. What are my options I need assistance I am not a deadbeat but I have NO financial breathing room at all. Can you assist?
Let’s take this in stages. The first step is some homework for you. I to click here to find a local bankruptcy attorney and talk to them about your situation. Once you do, come back and post an update in the comments section and let’s then chat about the overall situation, your goals, and how we can achieve that.
Please post your responses and follow-up messages to me on this in the comments section below.