“Dear Steve,
My wife and I have accrued about 90,000 in credit card debt over the past 4-5 years and the more we pay the more we seem to owe.
I need help to determine my best route to get out of this debt, I have been thinking about bankruptcy
Bob”
Dear Bob,
I think this guide, “The Honest and Unvarnished Truth About How to Get Out of Debt,” will help you to narrow down your options.
But before you embark on that journey, the first thing you need to do is sit down together and trim things so you can live within your income and not have to use credit to make ends meet.
Please post your responses and follow-up messages to me on this in the comments section below.
Sincerely,
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
Do you have a question you'd like to ask me for free? Go ahead and click here.
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