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We Live in South Africa and Need to Get Out of Debt. – Shirley

We are in about R600000 debt. We approached debt councellors and have noticed that the interest is still accruing on all accounts. We have 3 credit cards, 3 car loans (only 2 cars are with us. One was repo’d) we have a lot of medical bills and a couple of loans. In the last 7 years, my husband has been without a job 3 times and has tried his best to get a business started. I have been without a job twice now. Once thru illness that saw me out of the workplace for 6 months and last time due to retrenchment for 3 months. I am the only one working (on contract), and fear the cars being repo’d and not being able to get to work.

How can we get out of this mess, as we need to get back on track and out of this debt.


I’m currently backed-up on answering questions so I’m posting some of the questions here for you to help answer.

This is your chance to be a hero and help out this person by providing your feedback and answer to the question in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

READ  It All Started When My Husband Lost His Job in South Africa in 1999. - Maria

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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