I Left My High School Sweetheart and Now My Credit is Trashed. – Christine

I left my high school sweethart four years ago which put me in my own apartment. I had a great job at the time and got laid off about one year later.. I have about six credit cards which are all in collections after the past two years. I do work full time but i don’t make even half of what i was making at the job i got laid off from.

i pay all my own bills rent, internet and electric and groceries.. i don’t have a 401k or anything like that. i cant get a personal loan due to me renting an apartment.

nobody can cosign a loan for me either cause their credit is worse than mine.

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but i cant seem to pay any of them at all…

i also see these credit card relief programs but they want a monthly fee for getting them paid off plus a big chunk of money to pay off the card…

please help!!!

Is there anything else that could help me with my situation that i don’t know about???


I’m currently backed-up on answering questions so I’m posting some of the questions here for you to help answer.

This is your chance to be a hero and help out this person by providing your feedback and answer to the question in the comments section below.

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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