70 years old, unemployed for 2 1/2 years, unemployment run out. 14 months left on mortgage, 3 credit cards in collections, 8 medications, medicare d which is going up, 2 strokes, little damage to self. have money from teaching pension going into account to pay mortgage and irs, state taxes, property, home, life, car insurance;
want to look into reverse mortgage and need a counselor. have no credit card to pay 125, have senior citizen phone with limited minutes and don’t know where to turn;
You can find a number of resources and links to reverse mortgage counselors by visiting the HUD page on Home Equity Conversion Mortgages for Seniors. There is also a tremendous about of housing counseling resources on this page as well.
You can also find contact information for non-profit agencies that are allowed to offer help on reverse mortgages by telephone. Click here for that information.
Please post your responses and follow-up messages to me on this in the comments section below.