I signed a contract with lifeguard financial on August of 2009 and I have been making a payment of 637/mo to Noteworld. This month I still made a payment, I tried getting into my account at my.espda.com and its giving me an error, also I have tried contacting them via several phone numbers but no response, in fact, most are disconnected or no longer in service or the person you are trying to reach cannot take messages at this time. In total I have paid over $17k, please help, I don’t know what to do to get my money back.
How can I get my money back? and what should I do with the law firms that are suing me due to delinquent accounts?
Check your contract. It will reveal the terms for payment and termination. Without that information, I cannot advise you. Once you have that information, send a dispute to the address on the contract.
Mitchell Goldstein is an attorney licensed in Virginia. His practice focus is consumer bankruptcy, mortgage and debt defense and technology issues. He is a proud member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and National Association of Consumer Attorneys (NACA). His goal is to educate people with solid advice and give guidance to consumers to help them made decisions that impact their financial well-being.
Legal Disclaimer: This is for educational purposes only. It is not to be relied upon as legal advice. It also does not create an attorney-client relationship. No such relationship is formed with attorney without a written agreement.