Ask The Get Out of Debt Experts Student Loans

I Had to Put Expenses on Credit Cards While in College. – John

“Dear Steve,

Graduated college in 2006, have made all my student loan payments on time and in full. By doing this I have had to use credit cards to pay for other things in life. Almost all of my loans are private, because my parents made too much money for me to qualify for government loans. My student loans total around 90k.

I always here talk about student loan forgiveness and consolidation of government loans, is there anything that I can do with my private loans?


Dear John,

There isn’t much you can do with private student loans except see if you can find a lender that would consolidate them.

Your statement about putting other expenses on credit cards is common. To deal with that debt you may want to use the free How to Get Out of Debt Calculator to review your options.

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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