How Can I Fix My Bad Credit So I Can Get a Loan? – Andy

“Dear Steve,

I let two parcels of real estate,one my home, go into foreclosure. Both had first and second mortgages. They were both worth much less than the principle amounts.

I have no debts whatsoever.

I have the downpayment and income to buy a new home but cannot get approved for a new loan because my credit score is very low. Need your advise.


Dear Andy,

If you have no residual liability or debt from the unfortunate situation with the real estate then repairing this situation is relatively straightforward and easy.

Just follow the steps in How to Easily Rebuild Your Credit and Have Good Credit Again.

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
Damon Day - Pro Debt Coach

Steve Rhode
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