“Dear Steve,
i am a temporary worker here in Guam,,,, i am a non-US citizen. i have a house mortgage back in the Philippines.
is it possbel for me to apply for the get out of debt program? can you please give me some suggestions.
Chi-Chi”
Dear Chi-Chi,
I’m not exactly clear if you issue is with the mortgage or other consumer debt. Also, what country are the creditors you are having problems with located in?
Please post your responses and follow-up messages to me on this in the comments section below.
Sincerely,
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
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the creditor is from philippines the PAG-IBIG HDMF (housing development mutual fund) a government owned lending office…..thank you very much for your prompt reply
I would suggest you contact them directly and talk to them about internal solutions they may offer to assist you.