I’m married with 3 children. I own a house and my income has gone down through job changes, so I spend about 60% of my income on my house payment alone.
I had a discover card debt from 2003 of 4,000 or so dollars when I was younger and stupid. Last year I worked extra hard to get the money together to settle all of my old debts apart from my house and student loans, and I did that.
I was threatened with a lawsuit by Mann Bracken in the summer of 2010 (before they went belly up) for the 4000 discover card debt so I settled with them for 2500 dollars. I can’t find any paper work from them, and now I have been contacted by another debt company trying to collect on the debt.
Who do I go to in order to try and get some paperwork? Where would this be on file? Would discover card have had that info? Or was I scammed by Mann Bracken?
Thank you for your time and help.