I was discharged through chapter 7 in Oct. 2011. I have two loans in question. One from Wells Fargo and one with the University of California, Davis. I want to know if either were discharged.
The loan from UC Davis was issued from the University. They deposited money into my account after I submitted an application for a short term loan. I signed a promissay note. Is this a student loan? I did use the money for tuition.
Do You Have a Question You'd Like Help With? Contact Debt Coach Damon Day. Click here to reach Damon.
I know the loan from Wells Fargo was a student loan–no doubt about it. The thing is I got a letter from them saying they will take $1500.00 to settle my $8000.00 loan. I don’t want to send them money if there is any possibility this loan was discharged in bankruptcy. Should I take the deal?
You might be asking why don’t I ask my bankruptcy lawyer these questions. I filed bankruptcy on my own without a lawyer–saved $3000.00. Thanks for your help.
Michael
Dear Michael,
And there is the disadvantage of not using a bankruptcy attorney. To answer your question with certainty you’ll need to take the loan documents to a local bankruptcy attorney that is licensed in your state, along with your filed petition and make sure it was listed correctly and was eligible for a discharge. Just because a loan was listed does not mean it was discharged.
There is no other way to answer your question with accuracy. Anything else will just be a guess.
Please post your responses and follow-up messages to me on this in the comments section below.
