As with most of the folks I’ve seen on multiple sites, I’m dealing with Zwicker and Associates. The feedback is VERY contradicting, some saying they are not a true law firm and can be ignored. I chose the opposite route and am paying them monthly, however, I am very skeptical that my money is even bringing the ‘balance’ down. I get letters mailed to my home that say the payments are being deposited (post-dated checks?) approximately 5 days before the actual payment is being deducted from my bank account. It’s all very confusing, since there is never a balance mentioned and these letters make me believe the previous month payment was somehow delayed (adding more interest?). Calling doesn’t help much either as the firm doesn’t supply very good information at all on where you currently stand in the whole ordeal. Any suggestions or references from previous questions you can supply?
Any suggestions or references concerning Zwicker and Associates from previous questions you can supply? Should I just continue along the path of payments until they advise that I’ve depleted the debt? (It feels as if I’m paying without an end in sight.)
I contact Zwicker last week for an official comment about your situation and got no response.
I’d suggest you send a monthly or quarterly certified letter, return receipt requested, to Zwicker and ask for a detailed accounting of your payments. If this blows up it will be great evidence in your favor.
Please post your responses and follow-up messages to me on this in the comments section below.