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Home > Ask The Get Out of Debt Experts > Need a Consolidation Program for Multiple Payday Loans in Default. – Kelly

Need a Consolidation Program for Multiple Payday Loans in Default. – Kelly

“Dear Steve,


I currently have several online payday loans currently in default. I am wondering if their are any reputable payday loan consolidation programs available online? My credit is poor which prohibits me from taking out traditional loans to cover these debts.

Thank You,


Dear Kelly,

In short, no. In order to get an unsecured debt consolidation loan you’d need a credit score above 700. The other way to make them go away quickly would be to “consolidate” them in a consumer bankruptcy.

You can click here to find a local consumer bankruptcy attorney.

Please post your responses and follow-up messages to me on this in the comments section below.

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Greatlyblessed26

    Anyone looking for a great payday loan debt consolidator??  Please try Pay Day Loan Debt Solutions, they are awesome to work with!  They helped me greatly in my time of need w/payday loans!

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