Ask The Get Out of Debt Experts Banking Issue

I Applied for a Mortgage With Great Western Bank in Idaho. I Think I Have Unauthorized Access In My Checking Account. – Dave

“Dear Steve,

i applied for a loan to buy a house with great western bank in eldora, iowa. i have poor credit from previous problems so the guy i was thinking of buying the house from was thinking of cosigning on the loan.

i filled out my application and then he was going to fill his out, i don’t remember if his was on the same form as mine but i didn’t think it was. the loan didn’t happen but later i was talking to a friend of mine and the guy that was going to cosign had been given access to my checking account and was telling my friend about the checks i had written, who they were to, and so on. and as i had been working for him the year before he sent me a 1099.

funny thing is i never gave him my social security number or filled out a w-9. if he had ask me i would have but the only way he could have gotten that was from the bank

i’m not sure what to do, getting the 1099 isn’t a big deal i was going to claim making the money anyway, but i’m kinda mad about him running his mouth about my checking account which i don’t think he should of seen to start with.

what can i do about this unauthorized access to my checking account ?

Dave”

Dear Dave,

It should be a simple matter to block access to your account. I would suggest you visit the bank in person and explain the situation. They should be able to promptly and courteously make sure nobody else but you is one the account. I would also advise changing your debit card number, if you have one, and your password for any online access you might have.

Please post your responses and follow-up messages to me on this in the comments section below.

Sincerly,
Steve

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.




About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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