I got called by defenselawteam.com in Boca Raton.. I am in a very bad way with my mortgage and this company wants 5,000 to help me.. are they legitimate?
The minute I hear about a company calling to sell you some type of help my radar goes wild. Let’s put this into context, someone is trying to sell you something. It’s a sales pitch and you should evaluate it as a sales pitch.
The Federal Trade Commission passed the Mortgage Assistance Relief Services Rule that says it is illegal for anyone to be charged advance fees for mortgage help. Some attorneys think there is a loophole to exploit and can charge advance fees.
And according to the Florida Bar record for the attorney behind it, Harvey Scholl, his practice is actually yet another name, Scholl Partners.
If you need help figuring out what your mortgage options are, let’s start with the free approach first. You can contact a free HUD Housing Counselor for help. Their assistance is government subsidized so there is no cost to you.
After that, if you decide you still want to proceed with the Defense Law Group, or whoever they are, then check them out.
- The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line
- How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off
And by the way, the domain defenselawteam.com has its ownership hidden so we don’t even really know who is behind it.
And even more troubling is the fact that the State of Florida reports The Real Estate Defense Law Group is not registered to conduct business. Their corporate charter was dissolved on September 28, 2012.
As a bonus, when the person from this company calls them back, ask them for their Florida telemarketing license number and let me know what it is.
Red flags all around here.
Please post your responses and follow-up messages to me on this in the comments section below.