Latest Posts
Home > Ask The Get Out of Debt Experts > I Had My Kidney and Gallbladder Removed. How Do I Deal With the Debt? – Crystal

I Had My Kidney and Gallbladder Removed. How Do I Deal With the Debt? – Crystal

“Dear Steve,

I have a lot of medical bills, I had my Kidney and my gallbladder removed and 6 months later my kidney…I was working before all of this but I don’t have that job anymore. I got those surgergies done and it took me a year for me to find another job and now I only work one day a week. I don’t have a car and trying to get one, Im trying to figure this out. This debt is a lot.

How do I get out of this?


Dear Crystal,

Well the good news is you are healthier now.

As far as how you can deal with the resulting debt, I think the math is pretty clear here. You appear to have limited income and limited resources. There is no realistic expectation you will be able to resolve the debt with anything other than someone paying it off for you or legal intervention.

Without sufficient income from working, it makes no sense to begin a repayment program.

When it comes to legal intervention the logical solution would be a chapter 7 bankruptcy. You can click here to find a local bankruptcy attorney you can talk to for free.

It sounds like you may be eligible for some financial benefits as a result of your situation. You should run through the qualification calculator at the website.

Please post your responses and follow-up messages to me on this in the comments section below.

Get Out of Debt Free Hotline
debt settlement helpstudent loan help

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.


I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.