A Debt Collector Says I Bounced a Check. But I’ve Never Written a Check. – Aly

“Dear Steve,

searching for better approach. i was contacted by collections i believe and inform me that i owe money for bounce check. i told them i never used the account eve since i opend.

hi,I believe i may have been scammed. I had a bank account that I never used and they called me once to tell me that the checks that were deposited bounced, in someone elses name and I never used the account. can they sue me for an account i never used?


Dear Aly,

The first thing to do is to contact the bank in question and ask them if they can confirm the accusations of the collector.

It should be a simple matter to clear up quickly. Let’s do that before you start worrying about what might happen.

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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Damon Day - Pro Debt Coach

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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