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I Got Divorced and Want My Debt Forgiven Without Bankruptcy

“Dear Steve,

My husband and I agreed to dissolve our marriage – quite frankly it was a relief to be out of the situation – unfortunately my foresight leaves much to be desired. I am now a single mom of 3 with a healthy mortgage (1st & 2nd), private health insurance, student loans ($34k +), a car payment, child care etc…! I do make decent $$ but the debt is equal to the income of 2 working adults – not one.

Is there a way to have any of this debt forgiven or relieved without having to go through bankruptcy?”


Bankruptcy is the best possible option and the only option to legally terminate your obligation for the debt. Just like you called upon the law to discharge your marriage, bankruptcy is there to call upon the law to discharge your debt.

If your reservation is a fear of how bankruptcy might impact your future credit, I’m not sure you are aware how easy it is to rebuild credit after bankruptcy. See How to Easily Rebuild Your Credit and Have Good Credit Again.

Click here to find a local bankruptcy attorney and get the full fresh start you were looking for. The path you are on right now never ends well without intervention.

Please post your responses and follow-up messages to me on this in the comments section below.

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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