Divorced husband kept mortgage as long as I made payments which I have continued to do so.
Divorced I got the house but mortgage stayed in ex husbands name ..I filed bankruptcy and they discharged ex husbands mortgage on the home.. Bank of America won’t fix it even though I am not on the loan . So ex husbands credit report shows he quit paying his mortgage . He can’t get a loan for anything now because it shows no payments on his mortgage.. Do you know how we can make boa reinstate the mortgage?
If you filed bankruptcy but you were not a joint account holder or sole account holder on the mortgage the loan would never have been included in the bankruptcy. The connection would never have been made.
There is more to this story that you either are not aware of or have not been told.
If your ex-husband had been making the payments up until the time the alleged bankruptcy discharge occurred he would have been shown to be current. And if the loan was discharged without his knowledge and he kept making his regular mortgage payments were they cashed, sent back or was he otherwise notified? Also, what did his monthly mortgage statement say?
I would suggest you and your ex-husband call Bank of America together and ask for more specific information so we can get to the bottom of this. I would also suggest you both have a consolidated credit report in front of you to see what your individual and joint liabilities are so we can get to the bottom of this.
Please post your responses and follow-up messages to me on this in the comments section below.