How Can I Sue CCCS of Greater Atlanta and CredAbility? – Eve

“Dear Steve,

In February 2009, I entered into a Debt Management Plan with CCCS of Greater Atlanta. I contacted CCCS of Greater Atlanta, now CredAbility, today and requested documentation of those six deposits and the disbursement of same.

I received by e-mail a document indicating that $2,057.00 was received and $2,057.00 was disbursed to my creditors, however, further documentation provided to me by CredAbility indicates that, in fact, only $1,057.23 was disbursed to creditors.

I replied to the email containing the above documentation requesting further documentation – full disclosure of itemized receipts and itemized disbursements for each deposit I made over a 7-month period. I have not received further communication as of yet.

If, in fact, a portion of the money I deposited was not disbursed to my creditors, (I believe close to $1,000 was not) what action can I take, if any, to recover that money? Is there a statute of limitations for filing a lawsuit to recover this money? Are there any lawsuits pending (potentially class action suits) against CCCS of Greater Atlanta and/or CredAbility?


help woman narrow

Dear Eve,

That’s very unusual. I can understand if CCCS of Greater Atlanta or CredAbility kept a small monthly fee of up to $50 but that would have only added up to $350 or so. So where did the rest go?

You have every right to ask for an accounting and explanation of where your money went.

But before you jump into a lawsuit, I think it would be cheaper to first try the advice offered in my guide, How to Try to Get a Refund From a Debt Relief Company. If after following all the steps in that guide you still don’t have a satisfactory resolution you will have laid a lot of ground work to file a suit.

Try the guide first and keep me posted.

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
Damon Day - Pro Debt Coach

See also  CredAbility and ClearPoint Credit Counseling to Merge. Watch Out MMI.
Steve Rhode

4 thoughts on “How Can I Sue CCCS of Greater Atlanta and CredAbility? – Eve”

  1. CAUTION EVE. This person named “Scott” may not be genuine. CredAbility is an internet company whose phone number is 407 895 8886 listed as out of Orlando, Florida but the thieves do not live in Orlando, FL.. That phone number is owned by a bogus company called BellSouth Telecommunications, Inc. which is owned by a con artist Eitan Kimelman and his brothers Yaron Kimelman and Abraham Kimelman along with their wives. Now this person named “Scott” has given you a number 404-653-8883 which is also owned by BellSouth Telecommuniucations, Inc. You should check out this company more thoroughly and the names I’ve listed. Google is a good place to start. If you have been robbed by credAbility, ask Steve if he can send me your email address and I will give you information you will need to get your money back. I don’t know of any other way for it to be legitimate.

    • Eitan Kimelman’s attorney has contacted the site and has indicated a willingness to sue this commenter. We have advised the attorney that if that is what they choose to do we have no control over that and if we receive a subpoena, we will post the subpoena to allow Mary a chance to deal with the subpoena.

      It is the site policy to not remove comments, as laid out in the site terms. However, if the same commenter wants to offer a correction or retraction to their comments we would be happy to publish that.

  2. Eve – I would very much like to get in touch with you to make certain that your account is being handled correctly. We with tens of thousands of people to help them pay down their debt by lowering interest rates. Can you call me directly at 404.653.8833 or send me an email at [email protected]? I will be glad to help you determine if any problem has occurred. Thanks, Scott Scredon, Director of Public Relations at CredAbility.

  3. I posted a question and received a well-thought out and reasonable response within minutes, along with a suggestion to consult “How to Try to Get a Refund From a Debt Relief Company” I was off on a tangent wanting to sue for monies deposited but not distributed. In that emotional state of feeling “wronged,” I needed someone to offer a more rational suggestion, which I received from Steve, along with “big hugs,” which are always appreciated. Thanks!!


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