I’m married own a home and pay all my bills on time, but I am so over my head. Each month after all the bills are paid we are left with less then $150. It is so stressfull. It’s taking a toll on our marriage and our children. We absolutely do nothing, but go to work and go home.
How can I lower my monthly bills while significantly decreasing my overall debt. So that I won’t get hounded by creditors or have my wages garnished.