Can I Get Rid of My Culinary School Loans in Bankruptcy? – Daniel

“Dear Steve,

I went to a for-profit culinary school in 2003. They did not receive accreditation until 2004. I have been struggling with private loan debt (montly payments upwards of 1,100 per month originally) since. I had them consolidated in 2007 at a 4.5% rate.

Given that my school did not receive accreditation until after I completed courses, would I be a good candidate to have these loans discharged? If so, do I need to declare bankruptcy to accomplish this?


Dear Daniel,

Yes and yes. See These Private Student Loans Can Be Easily Discharged in Bankruptcy.


Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
Damon Day - Pro Debt Coach

Steve Rhode
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