Can I Get Rid of My Culinary School Loans in Bankruptcy? – Daniel

“Dear Steve,

I went to a for-profit culinary school in 2003. They did not receive accreditation until 2004. I have been struggling with private loan debt (montly payments upwards of 1,100 per month originally) since. I had them consolidated in 2007 at a 4.5% rate.

Given that my school did not receive accreditation until after I completed courses, would I be a good candidate to have these loans discharged? If so, do I need to declare bankruptcy to accomplish this?


Dear Daniel,

Yes and yes. See These Private Student Loans Can Be Easily Discharged in Bankruptcy.


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