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Home > Ask The Get Out of Debt Experts > I am on a Visit Visa in UAE and Have Lots of Debt. What Can I Do? – Rina

I am on a Visit Visa in UAE and Have Lots of Debt. What Can I Do? – Rina

Rina

“Dear Steve,

I am currently on visit visa here in UAE as i have resigned salary from my previous job and got my employment visa cancelled as I got a better employment offer from another company but unfortunately it took them more than three months to start the employment visa processing.

Leaving my old job, they asked me to pay the visa expense which caused two months salary.
I have some credit cards which I defaulted on paying my monthly minimum amount because my previous company delays our salary which is the reason I look for another employment.

My new company took at least three months to start off processing my employment visa, thus leaving me jobless and without visa…I was forced to buy a visit visa in order to stay in UAE and wait for my new company to finish the visa processing. Now I am almost 5 months past due with all my credit cards and one of the banks already forwarded my case in alwasl legal advocates. I am wondering if it will have any effect on my employment visa application which my new company is processing now.

Please help me get out of this situation, as I am alone here in UAE, no family, no relatives to help me.

Rina”

 

Dear Rina,

If you are already the subject of legal action and an arrest warrant is out for you them it may impact your ability to get the visa. But looking at the standard UAE Visit Visa Application Form I can’t see anything asked that directly applies to your financial status.

As you may be aware, owing debt in the UAE and letting it go unpaid can result in imprisonment. I hope you can get your work situation resolved quickly so you can begin to repay your debt.


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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Ysabel

    If you think you have unpaid dues in any bank in Dubai and have left the country then do not come back or else you will be held at the airport and they will put you in prison. Yes, they have all the records in their system. The police automatically alerts the immigration to hold you at the airport. Listen Dubai is not the only place in the world where anyone can work there are other countries where there are more freedom. Dubai is in deep shit right now the reality is its dying  90% of the country”s population are expats and they are slowly leaving the country. Almost all the modern structured buildings are empty in short Dubai is massively affected by the global crisis. There is no other place like home. 

    • Speedy

      True I agree with ysabel. I lived there almost all my life and left with nothing behind me except debt police fines and not even their passport, after living there for almost 30 years and born in Abu dhabi the capital. I am also an Arab and a Muslim too. I feel I have been cheated by this stupid country and it’s hypocrites and hypocritical system imposed on all of the expats. Soon all of the professional expats will leave Dubai after discovering the real truth of how shrude their system is and so unfair. Lets see how their people can a age those projects we built. Specially me working on the multi billin usd project jumeirah village what a shame. God bless the duke of nottinghamshire !!! I hate Dubai for cheating me !!

  • Ysabel

    Hi Rina,

    Yes, if you have a police case it will affect your visa application. Police and Immigration department are interconnected to each other so your name will appear at the immigration that you have a pending case. Now the best way to solve it is if you could ask your company to pay the amount of your debt and have them deduct from your salary whatever amount they have paid otherwise you could speak to bank representatives (not all of the listen by the way) and arrange with them.  God bless you.

  • Oliver_smith98

    Hi, I have left Dubai 2004, and they forwarded my Standard Chartered Bank debt to collection agency in the Philippines last 2006. And i didn’t pay anything and i believed it was resolved. Do you think until now I’m still on their list? What will happen if i will work in Dubai?

  • William

    I have left Abu Dhabi in July 2009 after 1 year working as physician in public hospital for personal/family reasons.
    I did not manage to come back within 6 months so my residence visa expired and I found new job as physician in UK. I did’nt cancel the resident visa, it was just invalid after the 6 months absence.
    No I would like to know if I have or not a travel ban as my former employer has obviously sent information to immigration office.
    I don’t have any bounced cheques, no credit cards at all so no debts, no loans, no financial oustanding items whatsoever. My former employer was paying for my accomodation and I did not have any bills to pay. No etisalat contracts as I was using pay as you go mobile phone sim cards.
    Speaking to the personnell people at my former employer site by phone somebody said that I have travel ban, someothers not.
    Do you think that I may have a travel ban having the intention in the future only to come to Abu Dhabi to visit and not working?
    I have an ongoing investment in property in Abu Dhabi that I am paying in installments with bank transfers from substantial account I still have there (no mortgages or loans) so I need to be there at the handover of the property next year.
    I have asked for clearance letter from my bank but I as they don’t send it to my former employer HR Dept as don’t send it to me abroad, I cannot go there to collect it in person (despite – I repeat – no financial issues of any kind whatsoever).
    What do you think can be my position?
    Will I be able to go to Abu Dhabi on visit visa as turist (I got US passport), or I’ll bu turned back and deported?
    Or, if I have a travel ban, would it be indefinitively or temporary (6 months – 1 year?)

  • William

    I have left Abu Dhabi in July 2009 after 1 year working as physician in public hospital for personal/family reasons.
    I did not manage to come back within 6 months so my residence visa expired and I found new job as physician in UK. I did’nt cancel the resident visa, it was just invalid after the 6 months absence.
    No I would like to know if I have or not a travel ban as my former employer has obviously sent information to immigration office.
    I don’t have any bounced cheques, no credit cards at all so no debts, no loans, no financial oustanding items whatsoever. My former employer was paying for my accomodation and I did not have any bills to pay. No etisalat contracts as I was using pay as you go mobile phone sim cards.
    Speaking to the personnell people at my former employer site by phone somebody said that I have travel ban, someothers not.
    Do you think that I may have a travel ban having the intention in the future only to come to Abu Dhabi to visit and not working?
    I have an ongoing investment in property in Abu Dhabi that I am paying in installments with bank transfers from substantial account I still have there (no mortgages or loans) so I need to be there at the handover of the property next year.
    I have asked for clearance letter from my bank but I as they don’t send it to my former employer HR Dept as don’t send it to me abroad, I cannot go there to collect it in person (despite – I repeat – no financial issues of any kind whatsoever).
    What do you think can be my position?
    Will I be able to go to Abu Dhabi on visit visa as turist (I got US passport), or I’ll bu turned back and deported?
    Or, if I have a travel ban, would it be indefinitively or temporary (6 months – 1 year?)

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