Hello,My husband was in the hospital and then lost his job. We are 2 months behind on our mortgage and3 months on other bills. He is back to work but it seems nearly impossible to catch up. I am also employed full time.
Where should I turn for help. Debt relief companys doesn’t seem to be the way to go and I even went to a bankruptcy lawyer but they are too expensive,want the money up front,and takes alot of time and a lot of paperwork and cost just getting the info and paper work they want. So where and what do I do. Please help us if you can. Thanks
Sadly, you are a prime candidate to get suckered into some scam debt solution.
Real solutions, like bankruptcy, are delivered by licensed professionals. It is a process. It takes time.
People that will promise you instant relief will probably try to sell you debt settlement, an up-front fee loan, or credit counseling. The credit counseling route is only valid if you can afford at least your current monthly minimum payment. Which I bet you can’t.
If anyone says they have a solution that is easy, quick, and does not require paperwork, remember these words, it’s a scam.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.