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Bill Cox Wants to Lend Me International Money When Nobody Else Will. Is He a Scam? – Soozy

“Dear Steve,

I am from the philippines. I am a small time businesswoman who at this point in time is loaded with loans with friends and relatives. I started my small business through them and due to our economic crisis sales slowly went down until nothing was left.

I wasn’t pressured to payback because of my situation but “shame” stop me to seek financial help to these people again. I’m back to zero and in dire need of money to start again. I have no property to secured for my loan and can’t meet the requirements of some lenders. I desperately search international loan lender and found one. I sent my message to this lender ( five days ago)and got his response 30 minutes ago, as of this writing. I don’t know but doubts came in and so I check the legality of this lender. Upon searching I accidentally read the letter to you of “Mary” questioning the legality of her supposed “lender” Bill Cox.

Coincidentally, I was about to reply with the same lender (as of this writing)when I got the chance to read her letter. I was convinced that it’s a scam. So much so, my concern now, is there any legal international lender offering loan to Filipinos? please do enlighten me. thank you.

God Bless.


Dear Soozy,

I’m so glad you found my previous post titled “Desperate Ex-Pat in Dubai is About to Become Loan Scam Victim“.

The Bill Cox international email scam is always an attractive one for people who are anxious and desperate. You almost became a victim of the scam yourself.

Sadly the answer is that there is not legitimate international lender that will lend you money. Lending money is based on local laws and no international lender is going to lend haphazardly across borders.

Your best bet would be to talk to a micolender based in the Philippines like Center for Community Transformation Credit Cooperative (CCT) or Alalay sa Kaunlaran, Inc. (ASKI).

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Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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