Ask The Get Out of Debt Experts Credit Report / Credit Score

How Can I Get My Old Bad Credit Removed?

Written by Steve Rhode

Question:

Dear Steve,

Years ago I had a car accident and was out of work and got in trouble with all my creditors. My credit since I got healthy has been excellent but I am haunted by stuff that is 7-12 years old on my credit report

My credit report is loaded with old debt 7+ years and many 10+ years. How can i get these removed?

Gene

Answer:

Dear Gene,

Past delinquent accounts will fall off after 7 years. So it sounds like anything older than that on your credit report was some sort of public record or legal action.

Issues that old should not impact your credit. What hurts it more is the lack of new credit use. Please read How to Easily Rebuild Your Credit and Have Good Credit Again.

Sincerly,
Steve

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.


READ  I Have Bad Credit But Settled Some Debts. How Fast Will My Credit Score Go Up? - Lorraine



About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Leave a Comment

Scroll to Top