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Will I Be Able to Get a Passport With Student Loan Debt?

Written by Steve Rhode


Dear Steve,

I co-signed a federal guaranteed student loan for my son over 15 years ago. Just found out he has not paid a dime on it , now they are coming after me for it.I am going to pay this off, but it will take me some time.

Can the government stop me from getting my passport or my social security before I pay this off?



Dear Debra,

I’m not aware of how that could impact your ability to get a passport. But if you owe federal dollars and don’t come to a suitable repayment plan, it could lead to a tax refund intercept or Social Security garnishment. But it is relatively easy to stop the garnishment. Read How to Easily Stop a Social Security Wage Garnishment.

Just get in an income driven repayment plan for the federal loans. See The Ultimate Guide to Dealing With Student Loans You Can’t Afford.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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