Latest Posts


How Can I Get Rid of My Private Student Loans if I’m Disabled? – Wayne


“Dear Steve, I have had Federal and private student loans. I have Total & Permanent Disability discharge of the Federal loans. My private signature loans are with Sallie Mae. I have not been able to work forever. I have defaulted on the loans. I have not paid on the loans since Sept. 2010. The loans have been turned over to ... Read More »

    My Husband Had a Traumatic Brain Injury and We Are In Debt. – Bobbi


    “Dear Steve, My husband has a traumatic brain injury and currently in therapy. He was on the job and he does get the workman’s comp pay each week. I have been told that when my husband goes back to his job they plan to fire him asap. He will not be able to do the job he had before the ... Read More »

      I’m a Disabled and Retired Police Officer With Debt. – James

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      “Dear Steve, I am now a 52 yr. old medically retired policeman. I have been retired for now two years, I always worked secondary security jobs as most police do, so I accumulated a lots of debt, vehicles, etc. I was claimed disabled for health reasons, and I had disability insurance on my vehicle. Now since I was forced to ... Read More »

        I Can’t Pay GE Money and They Won’t Work With Me. – Bonnie


        “Dear Steve, In the last 2 years I underwent divorce and health issues. I am disabled and live on Social Security Disability. I have no other income, nothing of value. I finally was able to get subsidized housing. I took out a “loan” for furniture $1,600. Turned out to be a high interest rate credit card with GE Money. I ... Read More »

          I am a Disabled Student on SSI. My School is Asking Me to Pay. – Devon

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          “Dear Steve, I am a disabled student. I am currently working on my Master’s. Some of my classes and financial aid has gotten messed up. Now 2 schools are making me pay for classes. The cost adds up to about $7000. I receive SSI and can barely afford my bills. Is there anyway I can try to fix this? I ... Read More »

            The Bank Won’t Modify Our Second Mortgage After a Job Loss. – Laura

            Ready to Collapse

            “Dear Steve, I am on disability. My husband lost his job in July. We are living on disability and unemployment checks and have a greatly diminished income. Our bank, Wells Fargo, will not work with us on loan modification. We have a primary loan of $315K at 2.85%. Our second mortgage is for about $66K and is at 8.19%. We ... Read More »

              Social Security Wants a Lot of My Disability Money Back

              Ready to Collapse

              “Dear Steve, I was colecting a disibilty check from social securty. I think it was 700.00 a month. I lived in Ohio and when I moved to New Jersey started driving a truck for a living after years of mental depression everything was going grate. IM not sure how many years went by, but I ended up working in Iraq ... Read More »

                Waiting for Disability, Ran Up a Bunch of Debt and Getting Sued. – Tamara

                Ready to Collapse

                “Dear Steve, My husband is currently going through the process of filing for permanent disability. It has been an almost two year fight but the end is near. I have been the sole provider of the household during that two year period and as a result we had to go into survival mode and only pay our mortgage, utilities, food ... Read More »

                  I Was Injured and Can’t Work. – Bill

                  Ready to Collapse

                  “Dear Steve, I was the only one working when I seriously injured my back and had to stop working and file for disability. We moved out of our home and in with family for free while my wife looked for a job. At the time I left my job I had 3 auto loans and 4 open credit cards and ... Read More »

                    Husband is Disabled on SSI and I Can Only Find Temp Jobs. – Nancy

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                    “Dear Steve, I lost my permanent job 2 years ago, been temping ever since. (Just can’t seem to nab a perm job.) Husband is on SSI Disability. The temp job pays nowhere near what I was making as an employee, and altho hubby’s disability helps, we don’t have a heck of a lot of $$ left over for any fun ... Read More »

                      I’m Living on Social Security Disability SSD and Getting Sued for a Discover Card. – M

                      Ready to Collapse

                      “Dear Steve, Hello. basic history is that I have been working for years in a well paying job as well as my husband having a job. 3 years ago I got sick and became disabled couldn’t go back to work with no income coming in at all for me my husbands income was all we had. 2 months after i ... Read More »

                        I’m Disabled. My Husband Lost His Job. Where Do We Turn for Help? – Kaye

                        Ready to Collapse

                        “Dear Steve, i am 50 and my husband is 57, i am disabled, but my husband was working at the goodyear plant in union city, tenn it closed in july. we had always helped our kids with school and bought them cars and paid there insurance.we owe $30,000 on our house and some on our sons truck, i also pay ... Read More »

                          Long Term Disability Provider Wants Me to Repay Money I Needed to Avoid Foreclosure. – Mary

                          Ready to Collapse

                          “Dear Steve, I am 44 years old, permanently disabled from a brain tumor (5 surgeries and radiation). I receive SSD and private LTD in about equal amounts. My house went into foreclosure because last year, my medical expenses exceeded 19K, and for a while, I had to decide between paying for private health insurance (prior to medicare kicking in) or ... Read More »

                            I Am a Caregiver to My Quadriplegic Husband and We are Maxed Out. – Linda

                            Ready to Collapse

                            “Dear Steve, I am a caregiver to my quadriplegic husband since 2006.The credit cartds are at their limit,I didn`t help any by going overboard at x-mas.Also if something is or says medical it is expensive,and medicaid and medicare only cover so much. So I spend a lot on things for his care and put it on the credit cards. Also ... Read More »

                              Permanently Disabled and Needing 401k Cash. – Alan

                              Ready to Collapse

                              “Dear Steve, I am 50 yrs old and on permanate dissability. i make 1,300 a month from ss and 1,089 a month from an insurance policy through my last employer. i have a morgage for a mobil home of $250. the park space sewer trash ect. payment of $850. a month and a brand new car payment of $320. for ... Read More »

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