I’m Disabled and Losing Everything. I Need Help.

Question: Dear Steve, I’m on disability and losing everything I have. So any little thing I’m grateful for. Can you help me? Jimmy Answer: Dear Jimmy, I sat here looking at your question, frustrated by so little information to go by. Typically I’d skip past a question like this, but the longer I sat here …

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My Son’s SSDI is Being Garnished Twice for Child Support


Question: Dear Steve, My son receives Social Security for Disability when Social Security was awarded, $600 was assigned to his daughters. A few months ago the office of Child Support in Florida, garnished her Social Security Benefits for $700 more. They said that if he does not provide evidence of the $600 previously assigned to …

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My Total & Permanent Disability Request Was Denied and My SSDI Got Garnished

Question: Dear Steve, The Department of Education denied my TPD (Total & Permanent Disability) form when Navient was still Sallie Mae back in 2010. Since then, I’ve had my SSDI offset after I started receiving collection notices through a 3rd party company contracted by the Department of Education. Fast Forward to 2016, and I was …

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Should I Go With Simple Path Financial for My Medical Debt?

Bob wrote to me through the GetOutOfDebt.org website He said, “Steve, I’m disabled and recently survived cancer and declared Bankruptcy on $3.8 million of Medical Debt that I had from 2016. I’ve rebuilt my credit from that, but then I went into kidney failure, leading to dialysis and a transplant. I’m on SSDI I and …

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We Owe a Lot of People Money Including Social Security Disability Overpayment

Question: Dear Steve, I am 57 yo male married 27 years my wife is 52 yo we both work full time but r in debit for cars, student loans, and house payment plus my wages r being garnished by SSI for overpayment We owe about 160,000.00 student loans 1 car pay 427.00/ month for 30 …

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Will My Credit Card Companies Write Off My Debt Because I’m . On SSDI?

Question: Dear Steve, I have been disabled for 10 years now collecting only SSDI. I am over my head with credit card and student loan debt. My medical expenses and rent have gone up significantly in the past 2 years. My federal student loan is on an income-based repayment of $0/month. My private student loan …

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