Opal Writes In “I’m Worried About Hurting My Credit If I Close Credit Card Accounts”

Opal “Dear Steve, I have two or three credit card that are debt free. Should I close these accounts since I don’t use them and don’t need but one active card? Would it go against my credit to close these? Opal” Dear Opal, As strange as this may sound, with only two or three credit … Read more

Daniel Writes In – “How Can I Get Out of Credit Card Debt?”

Daniel says, “I’ve been buried in credit card debt and it feels like I make payments each month and instead of things going down, things go up. My interest rates recently went up even though I have not missed a payment or paid late. Another one of my MasterCard’s just lowered my limit a lot. … Read more

Government Handing Out Secret Bailout Money to Pay Off Credit Card Debts

This information is for all the people who keep emailing me about the “secret Obama backed bailout plan for free government money to pay off credit card debts.” You win and I’ll tell all. I’m not sure who let this rumor out of the bag but if I find them I’d have a very stern … Read more