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I Can Sell a Property to Raise Cash to Settle My Debts. – Carl

“Dear Steve, i own 3 properties, 2 are owned and one mortgaged . the one with the mortgaged i bought with a domestic partner , we applied for loan together and qualified together and the bank messed up and put him on the deed and not the mortgage . my partner didn’t pay his part … Read more

I Settled One of My Debts But I Have More and They Don’t Want to Settle. – Lori

Lori “Dear Steve, We have about $9K on one credit card which Bank of America agreed to settle for $5400. I just spoke to them on the phone and they said, “Do you want to settle?” then offered me the deal. It has gone through no problem. I tried an email to three other credit … Read more

Is It True My Creditor Might Take Less Than The Full Balance as Payment in Full? – Larry

“Dear Steve, I have credit card debt, can afford more than the minimum payments but not the entire balance. Is there truth to the fact that issuers will accept a lower amount as a balance payoff? And is there any formula to this? e.g., would Chase take 2k in one payment to settle a 5k … Read more