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Is DMB Financial a Legitimate Business I Should Go With?

Written by Steve Rhode


Dear Steve,

I’m interested to find out what answer person received about doing business with DMB Financial debt consolidation. Is it a legit business? Did she get the help ? I’m in the same situation, have 30 days to still change my mind. Please help! Distressing here 🙁

Did person go for it? did she get positive results? Did any body answer to her question about doing business with DMB? Any info will help me. pleaze!



Dear Chele,

Here is my link to DMB Financial articles.

Questions like yours about debt relief companies are always problematic. It seems you have general anxiety about going with DMB Financial. And goodness knows, what people individually determine to be legitimate or not is a matter of personal interpretation.

It’s up to you to know what you are hiring DMB Financial for and if it’s the best solution for your situation. Maybe it is, maybe it isn’t. Only you can do your research to determine if it is.

You also have to make sure you read and fully understand the DMB Financial client agreement you will be asked to sign. Those are the services, policies, and guarantees you are agreeing to. It doesn’t matter what any company salesperson tells you in the sales pitch, the contract you sign defines your relationship.

If you have any questions or concerns about what’s in the agreement, then ask DMB Financial questions and get clarification before moving forward.

I do have a difference of opinion when DMB Financial says on their homepage that “You have debt. We have your best option. Your focus should be on paying off your debt quickly and at the lowest cost to you.”

I’m not sure any one niche provider can say they provide the best option because the best option is determined by the situation, not the product. Additionally, the fastest way out of debt at the lowest cost is generally bankruptcy and not settlement.

READ  DMB Financial Sues CFPB to Stop Investigating Them

Debt settlement is one of the tools to explore when facing debt and for some it is the right tool for them. You might want to read How to Get Out of Debt. The Honest and Unvarnished Truth.

At the end of the day, the decision to go with any company and to determine if any solution is the right, best, or legitimate one for you, is your responsibility.

If you want to make sure you are making the right choice for you then you should talk to a credit counselor, meet with a local bankruptcy attorney, and discuss your findings with DMB Financial to see if they are the right solution for you.

And I’m confident DMB Financial would be happy to have that conversation with you. After all, most companies want happy and satisfied clients, not people who are unsure if they made the right choice and now feel like they may be getting screwed.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


  • Steve, thanks for your general answer. Although I did not get what i was looking for, I was able to contact referral, and he was able to help/ask me more direct questions about my situation, and he confirmed findings I had researched on my own. The bottom line: Maybe for someone else the debt settlement/relief would work but not for me, too many risks (financial/legal) involved. Have a pleasant day! Chele

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