I have just over 20,000 in credit card debt and was wondering if it was worth looking into debt relief. I have an excellent credit score and am still working, but making little payment on by debt. Is it worth ruining my credit score or does it not affect it that much at all???
The first step would be to look at a possible fixed rate unsecured debt consolidation loan from LendingClub.com. If your credit is excellent the interest rate will be low.
LendingClub is a peer-to-peer lending network where ordinary people help to fund the loan requests of other needing help. I happen to be one of those people that helps to fund loans.
Take a look at LendingClub.com and see if that will accomplish what you are looking to do. If not, come back and post a comment and we’ll take it from there.Big Hug!