Can You Suggest Another Possible Lender Other Than LendingClub.com? – Buddy

“Dear Steve,

Can you suggest another possible lender other than Lending Club? I was under-employed for about a year and my income has bounced back, but I would like to get some credit card debt refinanced. The problem is my credit score is only 619.

Thank you.

Buddy”

Dear Buddy,

With a credit score like that, ouch, good luck with any of them. LendingClub.com is the one I have the most knowledge about but there are some other peer-to-peer lenders that may be similar. You could try Prosper.com but I believe they have a higher credit score requirement than LendingClub.com. Zopa.com is actually not a peer-to-peer lender but does work with local credit unions.

Steve Rhode Debt Coach and Author

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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