“Dear Steve,
I currently have a lot of cc debt. I am making the money to pay it if i could consolidate it & lessen the interest rates. But, I dont know who I can trust to help me.
Who can i trust?
PSD”
Dear PSD,
That’s an excellent question. I know who I trust for credit counseling and debt settlement and if you follow those links you’ll see.
But when it comes to trust I prefer trust based on knowledge and information rather than blind trust.
Ultimately it will be up to you to determine who is best for you to work with for debt help. And the only way you can determine that independently is to approach companies and ask questions. You also need to investigate bankruptcy, credit counseling, and debt settlement to become knowledgeable about all the options. I encourage you to investigate them, ask questions and then ponder over what you learned.
The bottom line is if anyone makes some claim that you think it is too good to be true, it probably is. Just come back and ask me in the comments section below and I’ll give you my feedback on that point.
Think about looking for a debt solution like buying a car. You don’t just point at the first car you see and say you’ll take that one. You look around a bit and do some research. That’s all I’m asking you to do. Make sense?
Oh yes, if you want to talk to an independent party and get a second opinion, I suggest you call and speak with
Please update me on your progress by 
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
