Will I Be Responsible for the Mortgage When My Husband Dies? – Barbara

My husband and I are in our late 50s and live in Florida. He gave up his home in a divorce settlement and then bought it back from his x-wife a few years later, before we married in 2009. The home remains in his name only, it is right side up, and he wants the home to revert back to his family members if he should pass. Although I would be allowed to stay in the home until I die, I could not afford the mortgage, taxes, and insurance so it is not an option. (His family members could not afford it either.) His health problems prevent him from qualifying for life insurance so I will get nothing in the event of his death, but I do have my retirement and I would relocate closer to family in Tennessee.

Could I be held accountable for the mortgage if my husband passed away, even though my name is not on the mortgage?


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