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I Got a Letter About National Certified Debt Relief. Is it a Scam? – LeRoy

“Dear Steve,

I received document from Debt Management Division, 1101 Pennsylvania Ave NW 6th Floor, Washington, DC 20004 with a Non Negotiable-Non-Transferable-This is not a check-Actual amount may be less, in the amount of $4,402.24 with a Case Number [X]. it asked me to call 1-877-805-9829. I called this number and talked to a Mike somebody, we taked for awhile and he asked me to get all my debts together and call him at his direct line 1-800-994-1799, Ext 123.

What I am trying to find out, is this true or not. Should I call him? I,m in debt and I need help but I do not want to go about it the wrong way. He wants me to call him on Monday, 22 Nov 2010. So you can see, I need to know if this is true right away.

Is this for real?


Dear LeRoy,

This marketing approach has been called a number of things. Mailers from the same address have called it Consumer Debt Hardship Initiative and Government Monitored Debt Relief Program.

There is no government program to eliminate your debt. If they made you believe there is, they lied. It is a marketing gimmick intended to persuade you to signup for debt relief services, often for a huge fee.

Run away.

If you can post your situation in the comments section, we can give you some good advice about what you should be doing instead.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

READ  Debt Settlement Scam Email

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


  • Just received a call from JBWO, Inc. (what showed up on caller ID) stating that I had received a letter about my credit card debt, and saying that they were a government monitored hardship program. I don’t remember receiving any such letter and told them not to contact me again.

  • I just recieved letter it sounds too good to be true?

    Did anyone recieve a letter from financial solutions…jkb…..

  • I just recieved letter it sounds too good to be true?

    Did anyone recieve a letter from financial solutions…jkb…..

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