I had a business that folded beginning of 2010 that left me with about $150k of unsecured debt.
I contacted the Debt Answer (Lloyd Ward & Associates) in March 2010 to negotiate my debts down.
I am now being sued by one of my creditors and others are threatening.
I have been paying Lloyd Ward & Associates $1192 per month for ten months and because they front-load their fees I don’t have enough to settle any debts.
Now I am being sued by one of my creditors and others are threatening.
I have retained a bankruptcy attorney and am moving forward there as I can see no other option.
I want a refund from Lloyd Ward & Associates as they have done virtually nothing and have more than 10K of my money.
I sent a certified letter to them asking for a refund and stating that I would report them (as you outlined in another post).
I was wondering if you could forward my complaint to your non-disclosed persons at Lloyd Ward & Associates to help me in my quest for a refund.
I cannot believe I fell for their sales pitch and waited so long while they did nothing.
I will gladly forward your request above on and ask them to comment here.
From what you wrote it looks like you are following the process I wrote here, How to Get Out of a Debt Relief Program and Get a Big Refund.
Make sure you follow the entire process and don’t stop with just the one letter.
Please post your responses and follow-up messages to me on this in the comments section below.