Should I Use National Foundation for Debt Relief or Go With Fast Track Debt Relief? – Laura

“Dear Steve,

I opened a restaurant & got into some CC debt. I have about 30K on them and would like to consolidate to get a better interest rate. The companies will only lower the rate a little bit, but not much. I am current on all payments.

Is it better to use the Natl foundation for debt relief or go with a company like Fast Track Debt relief? Which would be better so that I don’t ruin my credit?

Thank you!

Laura”

Dear Laura,

If your credit is the most important factor you are trying to protect then I would first look at a debt consolidation loan with LendingClub.com. As a restaurant owner you may need to protect your good credit to work with suppliers.

LendingClub.com is a peer-to-peer lending network that not only makes debt consolidation loans but small businesses get loans through them as well.

Is the issue that you can’t afford your payments? If so, that’s an entirely different matter. Let me know in the comments section below.

Please post your responses and follow-up messages to me on this in the comments section below.

Sincerly,


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
Damon Day - Pro Debt Coach

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4 thoughts on “Should I Use National Foundation for Debt Relief or Go With Fast Track Debt Relief? – Laura”

  1. Laura,

    Generally those loans are for 3-5 years. This is just a starting point. If you look at LendingClub.com and don’t think that’s going to be right for you, let me know and we’ll move on to Plan B.

    Reply
  2. Hi Steve,

    Thank you for your response. The payments are high & hard to pay since the interest rate is so high. If lendingclub.com can do a consolidation @ a lower monthly rate that would work. At my age I do not want to have to pay for years & years either.

    Laura

    Reply
  3. Hi Steve,

    Thank you for your response. The payments are high & hard to pay since the interest rate is so high. If lendingclub.com can do a consolidation @ a lower monthly rate that would work. At my age I do not want to have to pay for years & years either.

    Laura

    Reply
    • Laura,

      Generally those loans are for 3-5 years. This is just a starting point. If you look at LendingClub.com and don’t think that’s going to be right for you, let me know and we’ll move on to Plan B.

      Reply

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