I have a lot of debt. Mostly the debt is credit cards and legal fee’s which are already in collections. My credit score fell from the 700’s to 610 and it’s steadily falling. I got divorced and the process had a very bad effect on my financial situation and I failed to properly get things under control. I want to get my life back on track. I’m trying to believe I can fix things. I have about 12,000 in debt and I’m 30 years old. I’ve considered Fast Track Debt Relief as I will probably not quallify for Debt Consolidation. What are your suggestions.
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