We had some financial issues and had to get a loan fast, so we went to Beneficials loan services, got a $9000 loan. the interest is 29% and over the last three years we’ve payed it down to $8800. Doing the math we have paid $8900 in interest, and the company will not help us to lower our interest or even work w/ us.
How can we solve this problem, our credit is ok and we are on a one income life. Do I try credit counseling, try for a settlement? We are in great need of advise thank you.
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