I am recently unemployed. My wife who was employed, due to an accident is now a total care invalid.
Last year I had major surgery, was then hospitalized with a septic gall bladder and finally had eye surgery. This required me to have full time 24/7 nursing care for my wife for a period of about 100 days.
Normally I cared for her when I was not working at night. Her day care is too complex for me to handle. I had savings that all went to pay for the 24/7 care noted above. I now owe 7 credit cards a total of about $140,000 which is more than I can pay.
We are faced with two issues here.
First, it sounds like you have insufficient resources to make at least your minimum payments. You should click here to find a local bankruptcy attorney in your area and go talk to them about discharging your debt.
Second, then there is the issue about making ends meet moving forward. Are you able to live within your income and not on credit?
Post your answers in the comments section below.