Ask The Get Out of Debt Experts Student Loans

My Student Loans Have Me So Stressed I Can’t Sleep. – Julie

“Dear Steve,

I finished school in 1995. Working three part-time jobs while in school and raising a child a child myself without child support since she was six months. Been struggling from low paying jobs ever since.

Now I am married with another child. Between the both of us we make about 35,000.00 a year. Bearely unenough to pay are bills. Last year, student loans is taking 17% from my check. I bearely make above minimum wage as a cashier at a gas station. That hurts! This year they took our family whole IRS check, 5,500.00. How can they they take both!? How can they take both? That really hurts!

Im taking sleeping pills cause I would tose and turn staying up all night for days thinking about student loans. how could they, how could they take both? When I finished school, my loan was about 16,000.00. Now with interests, it is 36,000.00. How can I get them to at least eliminate the interest?

where can I go to pay off my student loans or eliminate the interest on it.


Dear Julie,

Are the private student loans or government backed student loans?

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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