I am 30 years old and make $45K and have racked up a lot in medical bills that was taken to collection.
I am currently paying that debt off but my credit cards are falling behind. I currently have $12,000 to $15,000 in credit card debt and want to lower my interest rates and the amount owed to those credit card companies.
I prefer using a debt relief company that does not charge any fees (if possbile) but I just want to find some help in lowering my debt all together. I would prefer to have everything lowered and be able to pay off the credit card debt within 12-24 months.
Who would you recommend that I call and use to help me with my situation? Thank you for your time.
Every debt intervention solution will have some fee associated with it. It might be a penalty charge from a creditor, or a charge from an outside party assisting you.
After you look at your options, post a comment below and let’s talk about what looks reasonable to you.
Please post your responses and follow-up messages to me on this in the comments section below.