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My Sallie Mae Co-Signers Want Out. – JoAlice

“Dear Steve,

One of my student loans has a co-signer(s) – Sallie Mae (non-relatives)

I haven’t pay this loans because of financial hardship so they have been paying for me.

Can Sallie Mae remove these co-signers from my student loan and put another person instead? I asked before and Sallie Mae told me that there is nothing I can do to remove their names from my loan.

They have been told that I can request this change but I doubt it…. Is this true?


Dear JoAlice,

They can certainly request the change but I would seriously doubt it will happen. In order to replace the co-signer, most likely the loan would be to be paid off and replaced with a new loan or Sallie Mae would have to approve of a suitable co-signer with equal or better credit to replace the current party responsible. I’m not even sure if Sallie Mae has such a process for that.

You’ve got nothing to lose by letting your current co-signers try to work this out with Sallie Mae directly.

Please post your responses and follow-up messages to me on this in the comments section below.

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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